Our standard offering covers your personal liability for bodily injury and property damage, and your stuff for losses arising from a common set of causes, like fire and theft. 

  • Fire, lightning, explosion and smoke
  • Many kinds of water damage
  • Theft
  • Vandalism and riots
  • Wind, hail, weight of ice/snow, frozen pipes
  • Impact from aircraft, vehicles and falling objects
  • A few more esoteric things like Volcanoes


For enhanced coverage, we offer an optional premium tier, SUPERGOOD & ULTRAGOOD, to cover for Accidental Damage and Misplacement of specific items. You can add this extra coverage anytime through your Member Dashboard


See your policy for full details on your exact coverage.